In the insurance marketing business, you must be able to reach out to potential clients. X dates are the expiration dates for a person’s insurance policy. How can commercial insurance xdates help your agency reach clients? Clients May Switch Agencies Many businesses consider changing insurance carriers when they reach the expiration date of their policy. […]
Author Archives: Bing
The Risks in the Retail Business
When you own a retail store, there are going to be risks. Fortunately, there are ways that you can mitigate the risk and protect your financial interests from the different risks. Data Breach There are several different ways that cyber criminals can target retailers. Shopping fraud and data theft are major risks to retailers. It […]
Get Covered With Agency Captives
The insurance industry is complex, with many types of policies and protections. Agency captives are a highly specialized type of coverage insuring unusual or expensive risks. Experts suggest exploring agency captive solutions to find the right choices. The Basics of Agency Captives With captives, companies create agencies to get self-insurance as a way to cover […]
What You Should Know About Benefits Administration
The role of a fiduciary can be both broadly and specifically defined, as these individuals are defined by their roles. It may be assumed that a benefits administrator is a fiduciary based on their functions of overseeing an employee plan, but a consultant overseeing a retirement plan for an individual is also considered a fiduciary. […]
Covering Your Company Vehicles When Temporary Employees Drive
More and more companies are relying on temporary and contract labor to fill key roles, especially for projects with a definite term. That’s why it’s getting more and more common to see businesses grapple with the fact that many auto policies for company-owned vehicles exclude temporary workers from the coverage. It’s certainly not universal, and […]
What is Force Placed Insurance?
Force placed insurance is insurance placed by a financial institution when a home or vehicle owner has failed to obtain insurance or allowed a policy to lapse. This type of coverage is also called lender-placed, creditor-placed, or collateral protection insurance. Possible Reasons for Lack of Insurance Coverage An owner with a low credit score might […]
Marine Insurance: Your Guide to What Is Included
When you own a marina or vessel, like any business, you need protection. In the marine industry, there are a number of risks. Without the right Florida marine coverage, you could lose a lot of money if there was ever an accident. If you are thinking about marine insurance coverage, do you know what type […]
Your Car Insurance Checklist
When you’re choosing car insurance, you have to be careful to select the right policy for your needs. Here are some key considerations for choosing car insurance. Consider Asking for a Low Mileage Discount How much you drive should be a big factor in your checklist for choosing car insurance. The more often you’re on […]
What Type of Policy Does Your Business Need?
When opening a small business, one of the most important investments you can make in your new startup is purchasing insurance. The insurance you maintain protects your business from liability. This liability can include litigation if you are taken to court, damage to property, accidents, and even times of struggle. Every business is different so […]
Reduce Staff Turnover in Assisted Living Facilities
Studies show ALF staff turnover is a serious problem. Statistics reveal that annual turnover rates for nurse’s aides at many facilities are as high as 100% to 400%. This is a critical issue because insufficient staffing is a risk factor for patients and can undermine their care objectives and overall well-being. It can also put […]