A Brief Tour of Insurance in Hartford

Though the city of Hartford is relatively small, with a population of 124,775, it is also one of the oldest cities in the United States. During its time as a major US city, it has become known as the Insurance Capital of the World due to the many insurance companies in Hartford, CT. Knowing there is no shortage of insurance in CT, it would be good to learn a little about the basic types of coverage available to you in this fine city.

Car Insurance

When you purchase a car in Hartford, you are sure to come across plenty of questions. One of the more important things to know is that the state of Connecticut requires that you have liability insurance with the following limits:

  • $20,000 for bodily injury (per person)
  • $40,000 for bodily injury (total per accident)
  • $10,000 for property damage (per accident)

If the minimum coverage doesn’t meet your standards, you might consider reaching out to one of the many insurance companies in Hartford, CT.

Home Insurance

Just as with auto insurance, there are many types of homeowners insurance, but generally speaking, most people purchase a minimum of personal liability insurance. This will cover most unforeseen accidents that happen in your home. The most common amount of coverage is $100,000, but you may want to talk to an expert before settling on a number.

Be sure to take advantage of the available resources in Hartford as you attempt to work through the many questions that inevitably come up.

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