The statistics for traffic accidents are terrifying. You may think that because you are a safe driver, you and your loved ones will be safe on the road. Unfortunately, that is often not the case. Many collisions involve two or more drivers, but the fault can lie solely on one of the driver’s shoulders. Just because that driver isn’t you doesn’t spare you from the costs that will mount up in repairs and medical bills resulting from the accident. That’s why it’s important to have comprehensive auto insurance Connecticut may be small, but accidents are plentiful.
Protecting Yourself Even When You’re Not at Fault
The main forms of coverage are liability coverage, collision coverage and medical payments coverage. However, what if there was an accident that wasn’t your fault and the other party has no insurance? This is where extra protection comes in handy:
- No-Fault Coverage covers personal injury costs no matter who’s to blame
- Uninsured/Underinsured Motorist Coverage covers you in case the at-fault driver is uninsured or doesn’t have sufficient insurance to cover the damages
- Comprehensive Coverage sometimes Mother Nature is to blame. This coverage covers things like fire, flood, theft, etc.
Make sure you and your family are protected even if you’re not to blame. Look into your options for comprehensive insurance companies can help get you started.