Your car isn’t just a mode of transportation; it’s practically a part of the family. Car collector insurance is designed for special vehicles like yours, to provide the tailored protection you need should anything happen to your treasured ride.
Your insurance needs are as individual as your car, and a good policy will address all of them. Among the elements to consider are:
- accident and injury protection
- medical liability
- spare parts coverage
- towing insurance
- comprehensive coverage
Much of the discussion with your broker should center around the way your car is used or displayed. A car that appears regularly in classic car parades and shows needs different coverage than one that is simply taken out for occasional drives. A one-of-a-kind collector car needs different protection than a beautifully preserved stock vehicle.
Ultimately, it’s important to work with an insurance broker who understands classic, antique and collector cars, and the special coverage they require. As many collectors know, even assigning a value to some cars requires specialized knowledge. Car collector insurance allows you to cover not just the nuts and bolts, but the special value that goes beyond the sum of the parts. Give yourself the peace of mind that comes from knowing you’ve protected this important investment