Getting Insurance Coverage For Your Film Production Company

Film production insurance

Like most other businesses, choosing the right insurance coverage for your film production company can be a tough decision. Having a good understanding of your coverage needs can make it easier to identify the right coverage for you. Here’s a brief summary of what to expect from production insurance.

What is Film Production Insurance?

Film production insurance is a general policy that’s customized to provide coverage for your company in the following ways:

  • It protects you from liability in case of injuries resulting from a work-related accident.
  • It protects your property and equipment against loss and damage.
  • It protects you against copyright and libel claims.

What Coverages Are Available?

Coverages available under production insurance are similar to other business insurance policies. These include general liability, video equipment and errors and omissions insurance.

How Long Can You Be Covered?

There are three levels of production insurance coverage. While they essentially cover the same things, their purposes differ.

Short-term: Insurance that covers your productions on a per project basis, which can be purchased for as little as one day.
Long-term: Insurance that covers one extended project or multiple projects throughout a longer period of time.
Annual: Insurance that covers projects that are expected to last one year or more.

Understanding all the requirements for film production insurance can get confusing for the typical production crew. Work with an experienced agent to get the perfect coverage that meets your needs.