Are you a business owner with several employees working for you? If so, PA workers comp is a must. If you don’t have workers compensation coverage, you could end up dealing with pricey lawsuits if any of your employees get hurt while at work. Although you can follow all safety regulations to ensure the workplace is a safe environment, it is still necessary to have this added protection.
Workers compensation will cover the cost of medical expenses, paid leave, and even permanent disability. If you don’t have the proper coverage, you would be stuck paying for these expenses, which means that you’d lose out on some of your wages. If you want to keep your employees and your business protected, PA workers comp will help you do just that.
If an employee gets hurt while they’re at work, they may need to take a temporary leave of absence to recover from the injury. During that period of time, they won’t be working for you, but they’ll still be getting paid from the workers compensation. It’s a win-win situation because you don’t have to pay the employee while they’re not working, but they don’t have to worry about not being able to afford living expenses because they can’t physically work. If the injury is more severe, the employee may not be able to return back to work, but the compensation would cover their disability so that you don’t have to.
As a business owner, PA workers comp is one of the best investments you can make. Not only does it keep your employees protected, it helps you avoid major lawsuits. It is designed to keep you and your employees equally satisfied.