Liability Concerns With Assisted Living Facilities

Caitlin Morgan Insurance

Recent reports are showing that those who are 65 and older are the faster growing demographic population within the United States. As a result, there will be a growing need for care services that can administer medical support, assisted living capabilities, and transportation help for those of the aging population. There are some facilities that are able to provide all three services to residents, and the nursing home transportation requirements, as well as medical care and staffing, must meet state and federal safety and health requirements.

Assisted Living Liabilities

Working in healthcare has a unique set of challenges and liabilities, and operating a residential facility for those who are aged or disabled increases the risk and exposures significantly. Areas of concern that the experts at Caitlin Morgan Insurance warn about include:

  • Elderly abuse
  • Slips, trips, or falls
  • Allergic reactions to food or medication
  • Theft or fraud
  • Mistakes with medication administration
  • Property damage
  • Transportation safety

There are a number of risks inherent to the act of elderly transportation, and fortunately, assistive care facilities have guidelines for protecting the elderly both at a facility and when in transport. The federal regulations that deal with Medicare require transportations vehicles to have communication and lifesaving equipment onboard, as well as a specific number of staff present. Failing to comply with any of the regulations for health and safety can incur steep fines, but it could also present an opportunity for a liability claim.

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