Nonprofit organizations are an important part of our society: they provide important services that many people otherwise would not be able to get, they advocate for important causes, and they help improve communities for everyone to live in. The work that they do is invaluable–but who’s caring for the caregivers? Accidents do happen and things can go wrong, which is why insurance for non profit organization and social services is so important.
No matter how good the cause is, nonprofits and social services do sometimes run into trouble. They might be victims of fire, theft, vandalism, or other accidental or malicious damage. Liability issues can be a problem, whether they’re dealing with employees, volunteers, or those served by the nonprofit. If the organization owns vehicles, then auto insurance is an absolute must; it’s also usually a good idea for social work organizations to have abuse and molestation coverage. From natural disasters to wayward volunteers, nonprofits face a number of problems that should be insured.
Picking a Plan
Since money is often tight at not for profit groups, it’s important to find insurance that’s affordable and also helps to cover the most important exposures. Picking an underwriter that is experienced, knowledgeable, and understands the unique needs of nonprofits is another good idea. No matter what the group’s cause is, getting good insurance for non profit organization and social services is absolutely critical.