Small Business Insurance Options

Austin business insurance

Business owners have a significant investment to protect, and Austin business insurance coverage is possible for nearly every imaginable risk your company may encounter. It is essential to protect your investment by mitigating the risks associated with unexpected events, such as a lawsuit or an injured employee.

Covering Risks

There are a variety of business insurance options to keep your company safe from risks. Some of the most important include:

  • Business auto. Commercial vehicle insurance covers automobiles owned by the company and pays for costs of injuries or damages caused to third parties.
  • Commercial general liability. Business liability insurance pays for damages, attorneys fees and other legal defense expenses incurred in a liability lawsuit.
  • Commercial property. If your business property is damaged or lost as a result of common perils such as theft or fire, Austin business insurance compensates you for the structure and personal property that are vital to daily operations.

Other solutions to consider include business owners policy, workers compensation, crime and fidelity, cyber liability, directors and officers liability, excess/umbrella liability, group health benefits and surety bonds.

Coverage Amounts

Amount of coverage and cost of policies vary. You should identify your business risks and compare options of available insurance. Meet with a trusted insurance agent to discuss customizing an Austin business insurance plan to meet the needs and budget of your small organization.