As the owner of an auto dealership, your workers compensation needs are unlike any other business. In order to ensure that you and your employees are protected, make sure that your insurer specializes in auto dealer workers comp.
Protect Your Employees During Business Travel
If you regularly send your workers on location out of state, make sure that your policy includes business travel protection. In the event that your employee has an accident out of state, many standard policies will not provide compensation. Having auto dealer workers comp eliminates the hassle and includes this specialized coverage within the package.
Cover Potential Legal Expenses
As the owner of an auto dealership, you encounter many unique circumstances throughout the workday. While experiencing a lawsuit may feel like a far-fetched possibility, there is always the chance of being sued by an employee or past client. If your insurance is not designed specifically for auto dealers, you could be stuck paying the tab on many costs and fees pertaining to your case.
Provide Medical Care and Lost Wages for Injured Employees
If one of your workers injures themselves on site, you are responsible for providing sufficient medical care and replacing lost wages due to their accident. With excellent auto dealer workers comp, you can rest assured knowing that your insurance will take care of these unforeseen expenses.
When you hire an insurance team that focuses on the auto industry, you can be sure that your claims will be properly managed and taken care of.