Covering Your Company Vehicles When Temporary Employees Drive

More and more companies are relying on temporary and contract labor to fill key roles, especially for projects with a definite term. That’s why it’s getting more and more common to see businesses grapple with the fact that many auto policies for company-owned vehicles exclude temporary workers from the coverage. It’s certainly not universal, and […]

What is Force Placed Insurance?

Force placed insurance is insurance placed by a financial institution when a home or vehicle owner has failed to obtain insurance or allowed a policy to lapse. This type of coverage is also called lender-placed, creditor-placed, or collateral protection insurance. Possible Reasons for Lack of Insurance Coverage An owner with a low credit score might […]

What Type of Policy Does Your Business Need?

When opening a small business, one of the most important investments you can make in your new startup is purchasing insurance. The insurance you maintain protects your business from liability. This liability can include litigation if you are taken to court, damage to property, accidents, and even times of struggle. Every business is different so […]

Clauses for Cancellation in Agreements with Contractors

Construction contracts typically include provisions that allow a client to cancel in the event of a breach of contract. Cancellation clauses are intended to prevent clients with a remedy in the event that a contractor’s breach makes project completion infeasible. Advance Notice of Termination Many termination clauses require that the client provide notice to the […]

What Legal Grow Ops Need To Know About Insurance

As a business owner, keeping your company safe from threats is always a priority. For hemp and cannabis grow ops, this means finding the right insurance policies to fully protect your operation. Without insurance in place, both your crops and your facility are at risk. However, finding the right policies can be confusing. Business Insurance […]

5 Reasons You Need Business Insurance

Operating a business, whatever the size, invites risks. You need to make sure both personal and corporate assets have protection. Here are five reasons you need business insurance. 1. It makes you look responsible. Proper business insurance helps you look believable. It builds trust between you and your customers. Insurance reassures them that in the […]

Marketing Strategies Specifically Designed for Your Insurance Agency

Everyone needs insurance, which means your marketing plan needs to be competitive enough to reach your goals. Doing the bare minimum is no longer enough if you want your business to stand out. Instead, you need comprehensive insurance agency marketing services to reach consumers and grow your business. Three Key Techniques of a Good Strategy […]

Realities of Having Employees

Now that the dust has settled and you’ve gotten your office space in order and your business plan in place, it’s time to start thinking about hiring employees for your small business. There are lots of policies and laws that you must adhere to while considering applicants, but don’t forget about the realities of actually […]

A Policy That Is the Whole Package

Businesses that are growing out of their individual insurance coverage often opt for a commercial package policy. A Carmel commercial package policy bundles two or more insurance policies to handle the unique needs of individual businesses. Here are several of the coverage types that are able to be included in a commercial package policy. General […]