No matter what kind of business you run, you need a comprehensive insurance package that doesn’t leave any gaps. A Needham insurance agent can analyze your needs and make recommendations that fit your budget.
General Commercial Coverage
While your agent can craft and insurance program that fits your unique needs, there are some things that make good sense for any business. Most businesses benefit from a few key policies:
- Property insurance
- Workers’ compensation
- General liability
- Professional liability
Your Needham insurance agent can take into account factors such as your claims history and the nature of your industry to determine the extent of your policy limits.
Specific Industry Coverage
Every industry has unique aspects that require extra coverage. If, for example, you run a business that transports goods, you will likely need an auto or fleet policy as well as cargo insurance. If you provide services, you can benefit from errors & omissions liability. If you handle sensitive data, it is a good idea to have data privacy insurance in the event of a breach.
You may not be able to foresee every problem, but you can put plans in place to protect your business from a wide variety of accidents, mistakes or conflicts. Whatever your specific needs, an experienced agent can make sure you are covered.