Are you struggling to settle on an insurance agency in Orlando because of the many coverage options out there? Here are three of the key coverages you should focus on and ask about when deciding on which agency to choose.
General Liability Insurance
General liability provides coverage for situations where a third party files a lawsuit claiming that they sustained bodily injury or property damage because of your business. Your policy would cover your expenses related to such a case including your attorneys’ fees and any damages for which you’re liable.
Professional Liability Insurance
Professional liability protects you in case a third party files a lawsuit claiming that an error or omission on your part led to them experiencing a loss. You should plan to carry this coverage especially if you offer professional services. Like general liability, your policy would be available to cover your legal expenses for such a case.
Commercial Property Insurance
Property insurance covers your business property in case they become damaged or lost. If a disaster were to strike in the form of a fire, storm, theft or vandalism, your policy would cover the cost to repair or replace your items. You can choose to cover your building, equipment, furniture and digital assets under your policy.
General and professional liability, along with property insurance, can serve as the foundation for your policy. Work with a reputable insurance agency in Orlando to get guidance on any other coverages you may need.