Professional educators have a commitment to the future of society. Whether you teach elementary school students or students at the post-secondary level, you are helping mold the minds of our youth. However, your profession puts you at risk for lawsuits and legal issues. Educators liability coverage protects educators against suits filed by their students, their parents, or other third parties who have suffered a loss due to the educator’s negligence.

What Educators Need to Know About Educators’ Liability Coverage

According to the U.S. Bureau of Labor Statistics, elementary and secondary school teachers earn a mean income of about $67,130.00 per year. Injury claims can range from thousands to hundreds of thousands of dollars per claim. Any legal action taken against an educator could be detrimental financially.

If sued for something that happened in your classroom or during a school-sponsored event, your district may not cover the costs. You could be personally responsible for any damages awarded in a lawsuit.

Educators’ liability coverage can help protect you from lawsuits alleging that you caused harm to a student. If found liable, your policy can help pay for damages awarded to the student or their family.

Protect yourself and your finances with liability insurance. With the right policy, you can continue to do what you do best with peace of mind.