What Is Liquor Liability Insurance?

bar liquor liability

When you own a tavern or bar, you may be surprised at the types of insurance you need to carry. One of these types is bar liquor liability. This type of liability can cover things like accidental overdose or death and help you pay for any legal action or damages leveled against your company. It’s not necessarily your fault if someone decides to drive home after drinking at your establishment, but you may still be held legally liable for damages resulting from this action.

Finding the right liability insurance means going over your risks and options with your agent as well as seeing which types of employee training can help lower your premiums and risks. Some insurance providers will even be able to help you fight claims leveled against you which have no merit, keeping your insurance premiums lower. You shouldn’t have to go bankrupt to pay for insurance or the claims made against you and with the right help, you don’t have to.

Bar liquor liability plans can help keep your bottom line save from claims and keep you in business longer. You can find the right coverage by working with insurance agents and carriers to get the best plans as well as the right resources to keep claims low.