Which Employees Are Covered by Workmans Comp?

Knowing which of your employees are and aren’t covered by Connecticut workmans comp can go a long way in helping you avoid a serious headache and understanding how your coverage works. Not only is it good for you to know which of your employees are covered, it’s also good for your employees to know whether they’re covered.

State Considerations

While most states require employers to have workmans comp, that coverage only extends to certain types of employees. Certain states, such as Wyoming and Idaho, don’t require employers to cover undocumented workers. States that do require undocumented workers to be covered by workmans comp include California, Arizona and Texas.

Types of Workers

There are also certain types of workers who are often not covered by workmans comp. Such workers include seasonal workers, agricultural workers, and domestic workers, such as nannies, babysitters, and housekeepers. If you require seasonal help in an industry with a high rate of workplace injuries or illnesses, offering coverage for seasonal employees can help with the recruitment process.

In addition to speaking with your Connecticut workmans comp insurance provider about which of your employees are covered, you may also want to speak with a reputable and experienced workmans comp attorney for additional information. Rather than wait until you have to file an insurance claim to learn more, it’s beneficial for you, your business and your employees to take a proactive approach so you can be better prepared and educated.