When it comes to commercial business insurance, it’s always better to get the most coverage you can afford. Many companies forget to review their policies over time to make sure that they still are providing the services for which they are covered, or they neglect to add insurance for new programs. Your business in Atlanta needs to use your insurance company to find the right policies that offer comprehensive coverage while staying within your budget.
You probably already have general liability insurance for your business. If you haven’t read over your policy in a while, it’s time to pull it out and take a look at the exclusions. It probably doesn’t cover auto accidents. If you or your staff are using personal vehicles for business use, your personal insurance may not provide adequate coverage if anyone is injured. Even worse, your company may be sued because it seems to have deeper pockets than an individual.
When you work with an insurance agent to provide comprehensive coverage for your business in Atlanta, you learn more about your risks and how to prevent accidents and injuries. In the above mentioned case, the solution may be not to have any staff use their own vehicle on company business. It may be an inconvenience, but if it protects your assets, it’s worth what you have to do. Use the information available to you, but get insurance for your peace of mind.